9/30/2024 The 3rd quarter proved to be a healthy one for almost all asset classes despite expectations for a normal summer slump. The 3rd quarter…

Please join us for our virtual 2024 Annual Client Meeting on October 24, 2024, at 5:00 pm Mountain Daylight Time. This year, we are hosting…

9/9/2024 In last month’s Finding Benjamin post, “We are on the Move,” I daylighted a significant shift happening in the markets in response to a…

8/15/2024 I’m going to get myself in trouble with my real estate friends and family with this post.  The question, and maybe the greatest concern…

August 5, 2024  Dynamic Asset Allocation is, and has been, our investment specialty since inception.  It shapes the very name of our firm, as we…

July 18, 2024 By Kristi Sullivan I’ll make this quick: Roth Conversions for people entering retirement are often not the best idea, despite what you…

July 01, 2024 This seems like an obvious place and time to revisit one of the very basic rules and tenets of investing.  To start…

June 20, 2024 By Kristi Sullivan The Oracle is not me. It’s always good to hear wise words from someone who has been there and…

May 30, 2024 The Achilles Heel of Real Estate  After nearly 12 years of outsized price appreciation in real estate across the globe, we have…

Please join us for the next session of our 2024 Wealth Transfer Preparation Solution Series on July 25, 2024, at 3:00 pm Mountain Daylight Time.…

May 20, 2024 I’ve been short on words for the last couple of weeks. There is not much to say, really, as nothing—literally nothing—has changed…

April 15, 2024 Copper is quickly becoming a critical metal in the transition towards renewable energy and electric vehicle infrastructure. While the industry projects tremendous…

April 10,2024 Life as we know it changed dramatically—socially, politically, and economically—with the global pandemic. Yet, investors have not adapted to many of the new…

March 30. 2024 The landscape of global investment is undergoing a significant transformation, with a growing emphasis on sustainable and environmentally responsible practices.   Clean Energy: A…

March 15,2024 I talk to investors every day; some are clients, some are not.  Inevitably, opinions and expectations are offered.  I try to stay quiet,…

March 11, 2024 The New Power Fund (NPF) is currently undergoing a remodeling process, and this transition is happening at the perfect time. Please read…

March 3, 2024 by Kristi Sullivan Ahhh, sunsets.  The word conjures beauty, peace, and signals that it’s time to rest after a busy day. Unless…

February 22, 2024 I thought I would commemorate this moment with a look back to our popular blog post “40% Off” on October 16th, 2023…

Please join us for the next session of our 2024 Wealth Transfer Preparation Solution Series on April 25, 2024 at 3:00 pm Mountain Daylight Time.…

January 26, 2024 by Kristi Sullivan No, not religions, although after the holidays spent with warring family factions, some people do question their faith. Last…

January 22, 2024 Every new year in the markets tends to bring a new set of leaders, laggards, and themes.  I always find it helpful…

Please join us on January 25, 2024 from 3-4:00pm for this event which features speaker Dan Mong, where we will discuss topics related to estate…

January 5, 2024 by Kristi Sullivan Or is it?  I hear a lot of confusion around taxes upon selling a primary residence. People believe a…

December 18, 2023 It’s nice to see the markets finally moving higher in a broad and inclusive way.  Regular readers know that market gains prior…

November 30, 2023 We are moving on to review our flagship investment strategy called All Season, the brand of our firm and our longest standing…

November 27, 2023 All Season Financial Advisors Year-End Planning Checklist for Financial Success As we approach the end of another year, it’s crucial to reflect…

November 13, 2023 Create Wealth/ Defend It – According to Morgan Housel You may not have heard of Morgan Housel, the 33-year-old, best-selling author of…

November 8, 2023 Last week I planned to highlight our New Power strategy in this week’s strategy insight, but realized that we have many more…

November 3, 2023 Year End Investment Strategy Insights – Multi-Asset Income With imperfect consistency, we try to give our clients a peak under the hood…

October 30, 2023 Where Does Risk and Opportunity Exist in Your Life? When I first started in this business in 1994, I honestly looked at…

October 26, 2023 by Kristi Sullivan Get your minds out of the marijuana plant.  I’m not talking about that type of rolling.  Rather, the pros and…

October 23, 2023 These are the days that test all of our patience as investors.  These are the days when we feel compelled to act…

October 12, 2023                                             …

October 16, 2023 40% Off Rack I went shopping at our local outdoor store this weekend.  They were having their big pre-Winter sale.  I found…

October 9, 2023 The Last Dance Last week was big for the financial markets.  An event, or series of events, occurred all in one week,…

September 27, 2023 As we work through our fall client reviews, I often hear the same set of questions and have the same or similar…

September 8, 2023 Welcome back to the Back to School for Money series.  Today, we will talk about one of the largest expenses for most…

September 5, 2023 Wealth Accumulation 101 Labor Day weekend marks the beginning of the school year for younger households so let’s take this moment to…

August 28, 2023 Contrary to what you read in the media – and so far this month in my blog – 529 accounts are not…

August 21, 2023 The government just loves to roll out new investment tools and then spend the next 50 years tinkering with the rules.  529…

by Kristi Sullivan, CFP There are a lot of myths around 529 plan that keep people from opening an account.  I’m not suggesting that everyone…

August 8, 2023 Welcome to our new Wealth PARTNER TIPS AND RESOURCES communications!  We are very pleased to begin offering our clients gems of wisdom, ideas and…

July 31, 2023 This seems like a perfect moment to educate our readers about the realities of market volatility.   Today’s update will focus on this…

July 24, 2023 Let’s begin with our old friend Charles Darwin who famously said, The New Environment Regular readers know the high-level assumptions we are…

July 17, 2023 The Alternative to Being a Landlord It seems that everyone I speak to these days is looking for passive income, usually in…

July 3, 2023 It’s been a wild first 6 months of the year with big winners and big losers inside all asset classes.  As I…

June 12, 2023 This seems like an important moment in time for a little investor education.  We’re going to talk about Recency Bias and apply…

May 12, 2023 My apologies for posting this monthly report late. I wanted to get a better feel for earnings and hear what the Federal…

April 6, 2023 Since 2020, we’ve been banging the drum regarding The Big Three Investment Opportunities of the decade.  Regular readers know what I’m talking…

The markets in March were like watching Russell Crow in Gladiator sarcastically asking the bloodthirsty crowd if they wanted MORE death and despair.  It seems…

February 27, 2023 It’s that time again.  Time to discuss cash and how it fits into your financial life.  Cash is becoming the new sheriff…

  January 23, 2023 As we said in our Year Ahead update in early January, “We might stay open to some dramatic reversals in 2023”. …

January 18, 2023 Presented by Will Brennan, CFP, CFAwww.allseasonfunds.com In this episode of our Solution Series, Will Brennan focuses on A review of the recently…

  January 4, 2023 As is tradition, today’s update will look ahead to significant opportunities and new risks in the financial markets for 2023.  Happy…

  Happy New Year! This year, the turning of the calendar comes with increases to social security, tax brackets, standard deductions, annual exclusion gifting limits,…

December 9, 2022           I am not an expert in Real Estate but have been a macro strategist for the better…

December 1, 2022 The Stockings Were Hung By the Chimney With Care… Why Not Fill Them, With “Valuable” Shares? So clever… This update is directed…

November 9, 2022 Regular readers might recall the rollout of our Big Three investment themes in April of 2020. Two of the three are now…

October 24, 2022 Last Friday’s market action offered investors a clue as to how the market will react when the Federal Reserve begins walking back…

 October 12, 2022 by Samuel F Joneswww.allseasonfunds.com        In this episode of our Solution Series, Sam Jones, President and CIO of All Season…

October 7, 2022 This market is a lot like waiting in a traffic jam.  It’s never fun and some of us handle it better than…

October 6, 2022 Wow! What a night! I am still buzzing after our first large group in-person client event since the start of the pandemic.…

September 20, 2022 But the years are short. As of this morning I have a one-year-old son. How is that even possible? Seems like yesterday…

September 6, 2022 August turned into a bit of dumpster fire following the meeting of the Jackson Hole Economic Symposium of Federal Reserve governors.  For…

June 23, 2022 The second quarter of 2022 was one for the record books.  There are a lot of obvious things happening today creating fear…

June 13, 2022 As of this morning, the S&P 500 has officially entered into bear market (down 20+%) territory. Inflation is still with us, economic…

“Compound interest is the eighth wonder of the world. He who understands  it, earns it … he who doesn’t … pays it.” ― Albert Einstein…

May 26, 2022             Enjoy the holiday weekend everyone! Will

May 20, 2022 We have returned to an era that is going to be quite different from anything we have seen in the last four…

May 12, 2022 I keep this on a sticky note on my desk. ____________________________________________ Lizard Brain noun: The part of the brain to which primitive,…

May 9, 2022 As promised, we will be talking about housing and real estate trends in this update. That discussion will segue towards the one…

  This is a special update for those who are looking for guidance as to when to add to investment accounts.  Details to follow.  Calling…

April 29, 2022 April is historically one of the strongest and most dependable months of the year for market returns. Obviously, we are making history…

April 19, 2022 If you are reading this, congratulations! You made it through another tax season! As one tax season ends, unfortunately a new tax…

  Travels with Bennett I’m sure many of our readers have experienced college tour trips with their teenage sons or daughters. I’ve been on the…

March 29, 2022 To be overly clear, this is Will Brennan writing this post, not Sam Jones. It was brought to our attention that we…

As always, stock markets experience corrections, some even turn into bear markets.  As we say in our Guiding Principles on our website splash page, “Risk…

  I was 32 years old in the year 2000, when I was invited to participate in the Denver Post Investment Roundtable talk alongside some…

  As many of you know, my wife and I have a four-month-old son at home. Today was a big day in our house—our little…

  Every new year, I find some quiet time and space to just think, observe and research the current condition of all things financial.  My…

  There is a sickness in the market that is becoming more evident by the day.  The relentless selling since mid-November has come as a surprise to…

  Why did I just listen to a nine hour audio book of Warren Buffet’s “Ground Rules”? Get Your Mind Ready Living in Steamboat Springs,…

  I’m seeing some very exciting developments in the current market.  Things are popping again and there are compelling opportunities in sectors that present current…

  Game On! Thankfully, as the summer comes to close, it seems we are getting back into the game established around this same time last…

           It seems that our last update regarding what to do in the event of a correction was pretty timely.  Now,…

       This is an important update for any and all investors.  We offer this advice in the vein of financial literacy such that…

            As August comes to a close, I like to reflect on some observations and perspective gained through casual conversations…

  Today we’re going to reflect back to the days of presidents Nixon, Ford, and Carter from 1969 to 1981. Of course, this was an…

  Yes, it’s that time again and I almost hate to add to the pile of market commentary out there.  But you asked, so we’ll…

                There are all sorts of quips about investors and market trends.  One that comes to mind now…

  To most retail investors, the financial markets today might seem to be operating on a Business-as-usual basis. After all, stocks are trading close to…

            Good Americans are sitting on more cash right now than any time in the last several decades. It’s hard to get…

  Inflationary pressures are quacking. We’re going to talk about inflation today and what it means for investors and spending decisions. The ramifications of what…

A review of the recently passed American Rescue Plan Act of 2021 to uncover planning opportunities for 2021 and beyond.

           For all our new clients who might be unfamiliar, Change of Seasons is our quarterly update for clients.  Here we…

  For most of the last five years, I have been researching rental properties as a potential means of diversifying my own wealth and generating…

  The stock market has officially entered a bi-polar state.   To those who haven’t been paying attention, there are newly established bear markets happening right…

  Last month, we presented our Investment Themes for our 2021 Solution Series Webcast.  Thus far, they are looking spot on as our themes continue…

There are times when we hear the same series of questions from clients during our review process.  I thought this might be a great moment for an old-fashioned Q…

On January 20th, we will be hosting our annual Investment Themes Solution Series for clients and interested parties. Sadly, it will be a webcast via…

  Strategy Spotlight – Multi Asset Income (MASS Income)  I teach a capstone class at our local high school for a select group of seniors…

Topics Included: -Tax Savings “To Do” List Before Year-End -Investment Asset Location- Higher Tax Rates on Everything

  Strategy Spotlight – 2020 Top Performing Strategy (again) – New Power   As we approach the end of 2020, we would like to take…

The Next 24 Months Will Make AND Break Investors With few exceptions, almost every asset manager on earth has struggled to keep up with the…

Subjects: Password Manager applications 101 Best practices for cybersecurity Setting up Dual Authentication

  Why So Many Investors are Losing Money in a Rising Market  I can’t say that any of this is a surprise. Today, the side…

There are many reasons why a Financial Advisor is beneficial. The value of finding comfort in tax planning, risk management, estate planning, security, etc. is…

  Investment Game Plan for the Remainder of 2020   Last week’s market action was crazy, some of the most erratic behavior I’ve seen in…

  In the last several months, we’ve delivered several important pieces of content for our clients to consider when setting expectations for their investments and…

Topics: Inflation sounds like the furthest thing from reality right now.  But the perfect storm is brewing.  In this webcast, we’ll discuss the current evidence,…

  Queue the Election Correction! Well for everyone who is surprised by the market’s decline over the last month, I can only say, you’re probably…

      Stocks like Amazon, Facebook, Apple, or Tesla have all experienced historic price gains in a very short period of time. For those…

  We are constantly looking for ways to diversify portfolios—non-correlated investment strategies or investments that move differently from stocks, etc. It is a constant battle.…

  Warren Buffet is an investing legend.   When he talks, people listen.   Many investors—at least those that don’t blindly buy stock indexes– pay…

  As we hurtle through time towards September, I have a familiar sense of dread. Late summer and especially the fall, is historically a tough…

What’s Next?  Reconciling the gap between the financial markets and economic chaos

      As part of our celebration of 25 years of Trusted Service, we are very excited to formally launch our new podcast branded with our company tag line…

 Required Minimum Distributions – Understanding the new rules and opportunities for 2020.

As part of our 25th year of offering trusted advice, we decided it was time to overhaul our website. A big thank you goes to…

https://traffic.libsyn.com/secure/allseasonfunds/May_27_CWDI_Ep_1_Podcast.m4a Jon Wade, founder, and Owner of the Steamboat Group in Steamboat Springs, CO provides insights into current trends in real estate pricing, inventory, buyer,…

New Power Positive YTD and Still Charging For those who attended our webcast https://www.youtube.com/watch?v=9-7wG9SPjMM&t=1s on April 29th, you might recall our unbridled enthusiasm for the…

You’re Invited To… All Season Financial Advisors 2023 Client Dinner with Guest Speaker David Hansen! You are cordially invited to join us at the All…

Introducing the MASS Income strategy – Our answer to the passive income puzzle

Topics Include: 1.) Why every investor should be measuring their risk tolerance now 2.) Introducing the MASS Income strategy – Our answer to the passive…

  Capitalizing on the continuing age of innovation

“Alternatives” to bonds in the coming years

Battleground After a near-vertical rally in stocks since the lows on March 23rd, we have now entered the real battleground. This is the time and…

Someone important once said “Never Let a Crisis Go to Waste.” It seems to be especially appropriate now.  Let’s dive into that subject looking from…

Outraged Okay, so the current administration and the Federal Reserve is now the lender, buyer, and soon to be employer of last resort for the…

What You Need to Know Now  Things are moving fast in the financial markets. This is what you need to know right now in brief. …

  As we alluded to last week, we are constantly looking to balance the risk and reward in our investment programs. We want to use volatility in our favor, especially where we are fairly…

Hansel and Gretel are one of the classic fairytales from the Brothers Grimm. We all know the story— children, neglectful parents, witch, oven … a…

The Durable Investment Portfolio – Investing 101  Sometimes it takes a waterfall, flash crash, stock market event like this to begin to appreciate what we…

What Does Risk Management Look Like When Markets Fail? I used to watch a lot of Star Trek in my teen days. Maybe it was…

As the firm celebrates its 25th year in business, I wanted to talk about the new set of investment strategies that we launched in the fourth…

Making the Turn  “Making the Turn” is our company name for any household typically falling in the age range of 61-70.  It’s an important time in life…

As you may or may not know, All Season Financial Advisors is celebrating its 25th year in business.   Even after 25 years, the company continues to…

What is Driving This Market? I wish I could say it was a strong economy– or strong earnings– but I can’t.  Those who made our…

Who is a Builder?  “The Builder” is our company name for any household that typically falls in the age range of 40-60.  Typically, these households are…

At some point in time, investors ask themselves this tough question. It’s understandable considering how much emotional currency we place on our own perceived success…

Three Days to Get These Done  My desk is full of “to-do” lists.  As I crossed off my final item, I thought I would share…

Unconventional Thinking – Future Return Expectations  We are going to break our rules a bit with this update and do some forecasting as we head toward the end…

Rotten Apples and Realities Regular readers know that we are neither bullish nor bearish on the general stock market.  We leave that to the forecasters…

I get the appeal of owning shares of a specific company.  Some part of our ego gets a little endorphin shot when we say, “I…

It’s been a while since we provided an update on our long-standing “Big 3”.  I hope our regular readers are nodding their heads in that…

We’re very excited to rollout out our Next Generation services as we move into the 2020s.   Today, while avoiding a complete spoiler, we’ll give…

We talk a lot about “right place, right time” when it comes to making an actual investment decision.   The environment for investing in energy…

I’m reading a lot of articles regarding the impact of the Federal Reserve lowering interest rates.   The articles and posts all seem to have…

Welcome to the 4th quarter of 2019!  If you think the last 22 months have been exciting, just wait for the next 12 months.  …

Notable Change in the Market Character Things are starting to change.  The light, colors, temperature, and the financial markets.   There are seasons to everything.…

Market Jambalaya Jambalaya (defn.)  Jambalaya is a popular Louisiana-origin dish of Spanish, West African and French influence, consisting mainly of meat and vegetables mixed with…

There is a lot of information out there when it comes to investments. More than ever before. Most of the discussion centers around stocks and…

Tuesday, September 24, 2019 | 5:30 – 8:30 pm | The Wellshire Golf Course Event Center  – 3333 S Colorado Blvd, Denver, CO 80222 Save…

While most have been out enjoying time with their families in the meat of the vacation month, myself included, we have seen very little change…

This video is the First Edition of the Red Sky Report Live, which is a video update of recent market trends and variables.

Given all the cross currents in the market, especially in light of the US economy, political forces, Fed policy and global trends, we thought this…

We are heading into the heat of the summer here in Denver, and I wanted to talk about everyone’s favorite subject—variable annuities (kidding …).  Annuities…

Change of Seasons – Why New Power Will Run When You Might Least Expect It. The New Power Fund (www.newpowerfund.com)  is our very unique,  separate…

Strangely enough, after seeing the fallout from the news of Greece’s failure to come to an agreement with its creditors, I’m left with a sense…

Summer is here! The sun is shining. Impending vacations are upon us. Overall, everyone’s mood seems to be on the rise. Speaking of “on the…

As a spin on the summertime car game of three truths and a lie, we’re going to work through a few realities regarding recent history…

We all make mistakes.  It’s not realistic to say that we can be error-free or avoid being wrong. The trick is to recognize when we…

Anyone familiar with the ad campaigns from Motel 6? Does Tom Bodett ring a bell? As the story goes, the iconic phrase that runs through…

Since mid-April, we have been talking at length about the sharp rise in market risk from a technical perspective.  May has proved why it is…

Adapting to the new stock market 

Hello everyone, my name is Sam and I have a problem.  I like to drink Chai tea in the afternoon.  For years, I hit Starbucks…

This marks the third time since January of 2018 that we are moving incrementally toward a more defensive position with our asset allocations, specifically within…

Ben Carlson of A Wealth of Common Sense posted another gem this morning.  He hit my radar on the topic of “Overlooked Investment Decisions” which…

I always remember April 15th as the day we chose to remodel our New Power strategy.  The remodel had nothing to do with taxes beyond…

This is sort of a big deal.  Since late October of 2018, our Net Exposure model has remained stubbornly negative ranging from deeply negative at…

Ready… Set….   It’s been so quiet in the markets of late that we have had just about nothing to talk about, until now. As…

Wow, two updates in one week.  I think that’s a record.  I ran across this article from Ben Carlson who writes a blog, A Wealth…

Looking back over the last six months, with perfect 20/20 hindsight, we can now see that the 4th quarter mini bear market was effectively a…

This is an incredible moment in time.  This week marks the 10 year anniversary of the bottom of the bear market of 2007-2009.  In addition,…

That phrase always catches me.  We love the woods here in Colorado – biking, hiking, skiing.  I don’t get it.  Anyway, after a near vertical…

As we suggested last week, it looks like January 30th was a meaningful short term bottom for the US stock market.  Buyers are stepping up again…

Well it’s that time again.  Time to flex.  This week, both of our High-Income strategies moved out to all time new highs net of all…

I must admit that the rally off the lows in late December has been impressive.  We expected some sort of a rebound rally from the…

We Told You So.. and We’ll Tell You What’s Next We really try hard to tell our clients and interested readers when conditions are changing,…

The new tax rates in the upcoming years and how each tax bracket will be affected 

What a treat, we get two opportunities to add money to our passive accounts in 2018.  Our first notice was on November 1st with instructions…

Many of my conversations with clients in the last month seem to have a common theme. Specifically, the issues can all fit under the umbrella…

Experts say diversification is one of the only “free lunches” in the investment business. Well, October felt like we were back in the middle school…

After 25 years of managing money, it’s actually hard for me to get excited about much when it comes to the markets and investing.I really…

I’ve received a lot of positive feedback from our last post titled,  “Exit Stage IV”.  That tells me that our readers are hungry for more…

There is a lot to be said for the regular practice of identifying stages of the business cycle.  Regular readers know that we lean on…

We are seeking “Success” over a reasonable “Judgment Period” by knowing when to embrace and reject conventional wisdom regarding perceived market trends, “Risk” and opportunities.…

“A bad month. The S&P suffered 16 negative days in October, tied for 3rd worst since 1928 and the most since 1970. The pressure was…

Yes, this is the notice you’ve been waiting for.This is that all-important time zone when we should add some new money to our investment accounts…

Taking losses is painful, especially in the short term. Emotions run high. Sometimes there is even a physical reaction as we extrapolate the worst. While…

Well, here it is.  The market environment has changed as our Net Exposure model indicated earlier this month.  The “change” is really making it more…

While we’re always big fans of buying anytime there is a discount, or a reasonable looking entry point, it appears to be too early to…

Bull market tops are messy. They can last a long time spanning 6 months to almost 2 years. We’re in that period of time now…

Every day, I find something that just blows my mind. Today I found four things.  Two are just illustrations that support some of our recent…

Unconventional Wisdom – Part 1 Billion Regular readers know this is one of my favorite subjects.  I’m hearing way too much consensus thinking now to…

Adventures in Parenting – Lessons I Learned Helping My Teens Invest You might skip this update if you don’t have teens in the house or…

Finding Value I’ve been thinking a lot about this topic.  We’ve moved forward in this economic phase to a place where value is being ignored…

If Not Now, Then When? I’ve been managing money for a long time, 24 years to be exact.  When you do anything for that long,…

Update on Three Opportunities Well, it’s been a very dull month in the financial markets since our last update on July 12th, and I know…

Investor Frustrations (Including Ours) These are the hardest types of markets for experienced investors.  Count us in the camp of those who are maxing out…

Looking Back It certainly has been an eventful first half of the year.  There has been a lot more movement in markets— both up and…

Stock Rebound is Failing   First, I apologize for being out of touch for the last couple weeks.  We have lots of business “stuff” happening…

When I was a kid I remember “blue light” specials at K-mart. If you remember, the concept was to spark customer buying by offering a…

Your Current Investment Strategy Should Be Clear I read a lot, I look at a lot of charts and I listen to a lot of…

Back to a WINning World Gerald Ford brought the acronym, “W.I.N.” to the American public encouraging thrift and savings in the administration’s fight to Whip…

Investing In Climate Science Recap A huge thanks to all who braved the trip into Boulder to attend our first off campus Solution Series, hosted…

Investing in the Last 12 Months of the Bull Despite what is becoming a consensus view that the bull market is over, we see compelling…

Leaders and Lessons Since our last update, “Calling All Cars” when we suggested the technical set up for the market was good enough to invest…

Calling All Cars – Recommendation to partially allocate new money (cash) It feels like it’s been a long time since we’ve had any chance or…

Entering the Buy Zone? I’ll be brief and to the point.  The markets are now approaching another potential inflection point. Wise investors will be on…

Check Your Pulse Now that March is behind us and the markets have finally done the unthinkable act of going down over the course of…

Crazy Talk      I found myself shaking my head over breakfast while reading this article.   I couldn’t disagree more with most of it, but…

Where Are the Opportunities Today? It’s sort of bizarre for me to hear how so many are planning to just “sell everything” or may have…

VERY Important Moment for Many Markets           I haven’t written in a while because there has been nothing new to write about.  The…

Last Friday, we finished our market update with the following statement. If you’re looking for markers, it would be likely that the S&P 500 would…

Most investors tend to pay way too much attention to price changes in the major stock benchmark averages.  Often times, I get a funny look…

Last week was a hard down week for global stocks.  You’re anxious.  Here’s what you need to understand right now. Just the Facts The US…

After listening briefly to some of the State of the Union address, I found myself wanting to do a little check up on where we…

Adding to our “melt-up” commentary from the last update, this is an appropriate time to look back at the financial history books. Remember, those who…

Is your portfolio prepared for a storm? What risk management triggers do you have in place? What variables are you monitoring to ensure your exposure…

I really hate click bait and I apologize for that title. But it’s time to pay attention again. Trends in the financial markets are really…

We have waited and waited all year long for a market discount to arrive offering us an opportunity to engage our long-standing 529 Investor program.…

Client Driven Q and A (Continued) Of course, any conversation these days with clients can’t finish without discussing the BIG question;  What’s going to happen…

By clicking through to the story, you agree to a short but painful lesson in economics and a surprising answer to the question! Tax Reform…

Welcome back from the Thanksgiving holiday. It’s always a favorite and I hope everyone had a chance to get a little goofy with friends and…

Based on valuation levels today and the true “Risk Capacity” found among investors, most households would probably not qualify to own stocks in any significant…

It’s going to be huge! It’s going to be really, really great. Ok, I’ll stop although I can’t imagine publically speaking like that.  Seriously speaking,…

The Magic of the Gain Keeper Strategy Continuing with our strategy insights theme, this update will provide a look under the hood at the unique…

Worldwide Sectors Extreme Makeover One-Year Results As promised, we’re staying on the theme of providing some strategy updates for current clients as we cross into…

The final moves up in the broad US stock market last week brought all the bells and whistles of a near-perfect technical push out to…

Switching gears a bit, we’re going to spend a little ink working through insights into our various strategies.  Quarter-end is always a good time for…

The topics of market impact of the new administration

As the last and final great opportunity, we’re going to give it some extra juice and make it a two for one. Who doesn’t like…

Investment Opportunity #2   Getting back to our three part series surrounding great investment opportunities, you’ll notice a theme developing. The theme is about identifying…

I was well into my second piece on great investment opportunities when a lot of stuff just happened. Let’s interrupt our series of the Three…

Three Big Investment Opportunities – Part I   As promised, this update will be the first of a three-part series that brings to light three…

I am purposely writing more these days on topics surrounding return expectations because this is that critical time when investors make a lot of mistakes.…

There Are No Shortcuts     I read a quote in National Geographic this morning and it got me thinking. This is not an alert…

As a reminder to all, the Red Sky Report is delivered on an as-needed basis. Effectively, when there is something noteworthy to report, you’ll hear…

Wow, what a change one week can make. Conditions are changing very quickly now and this is a good time for an update on the…

Having recently completed our latest round of client reviews with households from many different walks of life, I found myself hearing and answering the same…

In the last update, we had many indications that the markets were angling toward the typical summer correction following the age-old pattern of “Sell in…

These days, we’re taking a lot of calls from prospective and existing clients about whether or not this is a good time to be adding…

Three Giant Headwinds For the US Economy I could read and research all day every day and never really gain as much true understanding as…

Fidelity Reduces Trading Fees   Fidelity (our primary custodian) has long offered a $2 per trade discount from $9.95 to $7.95 to client’s that have…

Evidence and Prices Piling UP   In this update, I’ll offer even more evidence that this moment in time is THAT time when we will…

Tracking The Bear I mentioned this concept in our recent Investment Forecast in the context of looking for signs of a market top, or more…

Active vs Passive Managers in 2017   For those who reviewed our 2017 Investment Forecast Presentation, you may recall our sentiment that conditions are ripe for…

Cutting Exposure   In our home, we regularly have those conversations with our teenagers about good judgment. We frame it like this. “Ya know, the…

Another Reason to Read the Red Sky Report   At All Season Financial Advisors, we do our best to communicate effectively. Our regular Red Sky…

Putting Your Money With The Mega Trends It’s been a few weeks since my last update. That tends to happen around year end. My apologies.…

Cyber Security “Brush-Update”   **All Season Financial Advisors has not previously been targeted by any cyber-security threats**   Recent events warrant an announcement regarding personal…

New Power – Ready to Run?   It’s been a while since I did an update on our most speculative stock strategy called New Power,…

I am told during boot camp for the marines, there is the ever present option for participants to ring out, meaning they literally walk up…

What’s the Risk?   Perhaps a better question is, where is the risk in the market today? I see a lot of herd type investor…

Another Squall   It’s been smooth sailing since July for global financial markets, a little too smooth. Now we find ourselves facing another healthy squall…

It’s funny to hear and see when investors magically forget their near panicked emotional state of just 45 days ago. Now that the markets have…

Thoughts on Real Estate     Many of our clients are getting caught up in the real estate “thing” again. I think it’s time to…

$9 Trillion Reasons   Today, the widely anticipated commentary from Janet Yellen was delivered. I listened to the majority of her statement, until I couldn’t…

There is one question I am repeatedly asked now and it’s a good one.   Is It Too Late To Get In?   That’s the…

Many are calling this breakout to new highs a new bull market.While we can call it whatever we’d like, the price action we’re seeing today…

Is there such a saying as 26th time is a charm? Doubtful. Yes, after 25 unsuccessful attempts by the S&P 500 to break and hold…

So now we’ve seen another reminder of what happens to markets when investors panic. Last Friday was a beast of a day throughout stock markets…

No really. As I’m watching global stock sell off by 3% accompanied by all but bonds, gold, the US Dollar and the Yen, I’m realizing…

There’s a lot I don’t like about the market action since my last update on 6/8, which admittedly had a bullish tone to it. Such…

The market seems to be angling for a break out to new highs; in some cases it has already done so. Just when it had…

The Federal Reserve is talking again, working hard to (re)convince the financial world that rate hikes are still possible and coming soon. If we believe…

You might not have known that yesterday was National Star Wars day. My kids assured me. One went to school with green tape on his…

It’s so predictable to see the same financial headlines every time the market bounces back up to the old highs. Why pay an asset manager…

So I’ve been waiting for the right opportunity to say this for quite a while. I think the time has come. Investors have been deceived…

The purpose of this quarterly report is to help guide our current and prospective clients specifically regarding the design, methodology, and process behind our investment…

As we know, the view “from the top” can be quite different. Today, we find the US stock market again approaching our previous tops made…

Investing is never easy and there really is no such thing as low hanging fruit. But there are times when valuations are stretched to the…

As promised, we’ll continue to send out timely information with this Red Sky Report on an as needed basis.Since the middle of February, when the…

It’s been a good couple weeks for the global financial markets in an all-inclusive way. Stocks, bonds, commodities, oil, gold, and high yield credit have…

There is probably one word that describes what I see happening in this market. That word is RESISTANT.   Buyers Still Resistant   After a…

There are times when we need to be ready to act with our financial assets, whether we talking about investment choices, loans or cash. I…

My youngest son is putting grey hair on my head. He loves to do big jumps in ski terrain parks, launch huge rocks and make…

There are some big things happening in the market suddenly. If they hold and persist, investors will have many more options to make money in…

Before we get too far into the year, we need to get out one more edition of our 2016 Best Bets series. The focus for this update…

The bear market that began in late December is following the script of previous bear markets pretty closely including a very predictable short term low…

Bear markets push our buttons. They shake our commitments, our conviction and our investment compass. They lead us emotionally to that dark place where we…

The purpose of this quarterly report is to help guide our current and prospective clients specifically regarding the design, methodology, and process behind our investment…

These are the hard days for investors. We all want to pull the plug, sell everything, cut and run. Fear and doubt start to creep…

After what now appears to be a very timely Part I update pointing to lower prices in the first quarter of 2016, let’s now move…

After spending thousands of hours working to make money unproductively, we’re more than happy to close up 2015 and are looking forward to the next…

Market volatility is on the rise with 200+/- point days on the Dow becoming standard. The market has taken back all of the short term…

In 2014, when I first broadcast the notion of this year being a “Transition Year”, I probably understated what we’re actually seeing today. We have…

As I mentioned Thursday, “If we don’t see a quick rebound in stocks like tomorrow or early next week, the weight of this evidence will…

Knowing when to sell is always the hardest thing about investing. After years of rising prices, we all have a sense of worry about pending…

Thanksgiving weekend sort of marks the beginning of the end of the year for me. It acts like an intersection where we look both ways…

This update is more of an FYI piece regarding two of our strategies, specifically the New Power Strategy and the Foundations strategy. The intention is…

It has taken the US market two months to recover from the deceptive path laid out by Janet Yellen and the Federal Reserve at their…

In late September, when the market was retesting the August lows, I made the comment that the situation, timing, price patterns, investor sentiment and smell…

The purpose of this quarterly report is to help guide our current and prospective clients specifically regarding the design, methodology, and process behind our investment…

Well, the rebound rally from a successful retest of the August 25th lows has been predictably large from a market perspective but as I suggested last…

This update will be directed at your mind which no doubt has a lot of little voices stirring around.  Find yourself in the paragraphs below.  …

These are the hard days.  When stocks are down, portfolios are down, the world is down and headlines speak of nothing but The End.  How do…

As I mentioned a week ago, the US stock market gave us all another opportunity to cut out weaker positions or upgrade as desired with…

Sticking With Strong Defense.. But Making Our Shopping List   Since the Federal Reserve spiked the punch bowl last Thursday, we have seen nothing but…

Investors will be holding their collective breaths over the course of the next week or so.  The markets have moved back up to the top…

Here’s our quick take on what just happened with the Fed and what we might expect looking forward including the market’s reaction so far. Foreign…

All eyes are on the Federal Reserve this week. Will they raise rates on Thursday or not?  It’s important to understand what’s going on now,…

Today was another ugly day, capping off an ugly week for stocks.  Thus far, everything we see is still constructive toward the development of a meaningful…

The markets seem to be marching to the script pretty well with the healthy rebound off the lows of last Tuesday.  We sent out a…

Another quick update for everyone.  We know you have very short term concerns so here are some comments regarding the market, performance and our plans…

The long awaited correction in global financial markets is in full swing now, fear is at a maximum and selling just to get out has…

Looking back over the last 12 months, we can see the market has been working hard to get ready for this widely anticipated event next…

The word is out; the markets are under selling pressure and prices are down, down, down.  Well, at least the vast majority of prices, indices and…

2nd Quarter 2015 | “Best Fit” By Sam Jones, President The purpose of this quarterly report is to help guide our current and prospective clients specifically…

I have taken a few calls of concern from clients in the last month or so.  The questions are about what if scenarios with China,…

As I said last week, the markets were “On the Edge” where buyers would either step up to support the market or we would have…

After six months of very junky action in the world’s financial markets, it’s safe to say that investors are getting tired and frustrated.  As of…

Back in the late 90’s, I ran a series of articles and presentations called, “Crossing Wall Street… and learning to look both ways”.  I should…

I keep a journal of my market thoughts and observations each day.  It’s just a cheap bound writing journal book like any you would use…

Here’s the deal.  You have a one in six chance of winning.  It costs $10 to play and you have the chance to win $1Million…

In 2014, we conducted one of our Solution Series webcasts called “Getting Out of Balance”. The webcast was predictive at the time suggesting that investors…

For the moment, the widely heralded breakout to new highs on the 24th by a select few stock indices may have been just another short visit…

Last Friday marked an important day in the financial markets – to some.  On that day, the Nasdaq Composite finally made an all time new…

As I happen to be traveling across the great deserts of the west in Utah and Arizona for our family spring break mountain bike trip,…

We began 2015 with our Change of Seasons report describing in absurd detail, how our investment process works.  Specifically, that report started with a big bold statement…

Janet Yellen and the Federal Reserve must be terrified of saying the wrong thing.  So much so in fact, that they continue to tell the…

We’ve all heard the joke about the quest for the one armed advisor – The one who will give us advice without saying “on the…

One of the things I truly cherish about our methods and style is the flexibility it offers when market conditions change.  Last week, I suggested…

Would you believe I was on an airplane last Wednesday evening after meeting with a dozen or so clients in Denver, Monday and Tuesday and…

New Highs for the markets last week and a major shift in leadership to go with it.  This appears to be the rotation into late…

If you didn’t spend the time to read last week’s Change of Seasons report, you should do so.  At the request of our advisory board, made…

With the exception of the Federal Reserve in the US, Central banks across the world have embarked on an almost unified effort to stimulate their…

The purpose of our year end update is to help guide our current and prospective clients specifically regarding the design, methodology, and process behind our…

As one of our clients opined recently, “I knew I would need to buckle up a bit this year but didn’t expect I would need…

Slipping just under the wire with my final post on 2015 forecasts, I’d like to cover what I see as likely investor sentiment and behavior…

Continuing on our series of forward looking wild speculations about 2015, this update will be about timing and possible price patterns.  Clearly, this is reckless…

And so it begins, themes and forecasts for the New Year.  As usual, December will be a month to sponge all the prognostications and form an…

While we were all sitting around rubbing our bellies last Friday, the financial world not so quietly turned meaningfully.  Energy and the commodities complex may…

Managing your money without a well-defined risk control system is a bit like Thanksgiving dinner without any of the trimmings.  While the markets are exploding…

Don’t worry, I’m not going to get biblical on you with this update.  But, I do have several market and personal finance revelations to share…

Statistically and emotionally, the market action last week put to rest many investor fears, specifically those questioning whether the bull market in stocks was still…

The current bull market, now in its 6th year of existence, has been called the least respected of all bulls.  Investors simply refuse to give it…

Well I can’t say that last week’s rebound rally was a surprise after all the positive technical set ups we saw on 10/15 (listed last…

Yes, they are already coming up with cute names for the latest round of panic in the financial markets – last Wednesday.  I think Watershed…

The purpose of this quarterly update is to help guide our current and prospective clients regarding the design, purpose and results of our various investment strategies.…

Yes last week was ugly and yes everyone has the same question – Is the Bull Market Over?  While our heart rate quickens and we become…

The longer I’m in this business, the more I recognize the importance of investing with the dominant themes of the day.  I’m going to talk a…

Did I mention that September is typically a tough month for investors?  This one has been no fun.  Thankfully, in the process of 10-15% declines…

Today is the fall Equinox, the official first day of fall.  For the cosmically inclined, this is a day of balance with equal emphasis on high…

September is living up to its reputation as a tough month for investors.  While the S&P 500 and other “benchmark” indices are still trading within…

Last week, the S&P 500 closed solidly above he 2000 level for the first time in history.  Last week also marked the 2,006th day of rising…

Why is it that Sept and October are two of the toughest months for investors with such radical differences between winners and losers?  It wasn’t…

For those in my age group, you remember don’t you?  Prince?  party like crazy because it was all going to end once the clock hit…

While short term price trends sometime make us nervous with the potential for periodic losses or worse, stock investors are generally always on the lookout…

What a mess.  Big headlines in a time when traders are on the beach during a natural soft spot in the year leads to the…

If you are thinking that means going into a massively destructive bear market, again, the answer is no.  If you are thinking that means the…

This is a confusing market to many investors, and with good reason.  For as many times as I hear analysts suggest that the markets are…

The US stock market started into a new correction pattern on the 3rd of July and that condition remains the same today despite some marginal…

“The financial system cannot absorb unlimited money forever without adverse consequences, but the current environment may last a lot longer than most of us expect…

Understanding that “Jack” is a street term for money, you might appreciate the pun.  I believe we have entered a market environment where there is…

As the first quarter of 2014 comes to a close, I can’t help but feel like the financial markets are behaving as if freshly awaking…

After 3 days and a mild 3% correction, investors are now remembering what it feels like to lose money in the stock market.  It’s been…

January is the most interesting month of the year for investors, at least it should be.  It’s like a “call” in any card game when…

Well I can’t say that I’m that surprised with the start of the year beginning negative for stocks – now down a bit over 1%…

Being Wrong and Staying Wrong Before I get into this year’s forecast for the market, let me say a quick comment about humility as an…

December is typically a good month for stocks and I don’t expect any real upsets this year.  Some are beginning to wonder as the start…