Why ASFA?

• We never collect commissions, trails, loads, or any other form of compensation to manage your investments.
• This puts us on the same side of the table as our clients with the common incentive of seeing your wealth grow.
• No middleman between you and the management of your accounts.
• Whenever possible, we use low-cost ETFs or individual stock with NO trading fees.
• The average management fee is less than the average mutual fund expense ratio.

• We encourage “sandbox” play accounts to satisfy your inner DIY investor.
• We manage the money you can’t afford to gamble with.

Investors are prone to bad behavior at the wrong times.  We’re only human but as such there is strong evidence that investors buy high and sell low, regularly, generating poor results over time (see Dalbar graphic below).  As All Season, we have a time tested unemotional process behind each investment strategy helping you to stay on track, stay invested and stay sane through good and bad market conditions.

• Multiple accounts, registrations, custodians, managers – oh my! We keep it all organized for you, aggregated into one on-line place where you can run reports and view your entire portfolio with a few clicks from anywhere; home, office or mobile.
• We help coordinate your messy financial world; Tax reporting, record keeping, consolidating your IRAs and that 401k from your old employer, optimizing your cash flow needs, registering accounts, funding trusts – we do it all.
• An organized financial world is more efficient and productive toward building and retaining your wealth.
• We offer a full service Wealth Management Package “One stop shop” (Estate Planning, Financial Planning, CPA, Money Management, and Insurance Solutions).
• Convenience: Two wealth management teams (Western Slope and Denver to serve you.

• We are specialists in tax efficiency for high income household through direct tax strategy advice as well as tax efficient investment strategies.
• We have a unique offering for clients with highly concentrated stock positions with embedded tax liability through our Canvas Direct Index strategy.

• We are a services company and our long-term clients agree that we are able to provide excellent service.
• We are happy to provide client testimonials at your request
• Direct communication – we answer the phone and reply to your emails. No phone tree or computer-generated email response.
• Wealth management is as complex as your life with changes in family structure, health, wealth, business interests, employment, goals, and circumstances. We have the team of live individuals who are here to provide solutions in person.
• It’s important to get to know you. We host Quarterly Live Solution Series events and Annual Meetings so our clients can see us, hear us, and feel us.

• Ecologically sound business practices become economically profitable over time.
• Our own facility operates on solar powered electricity and we are working to become a fully paperless office.
• If your choice is to invest in Socially Responsible Investment methodologies, we have options for you in that sphere. Please take a look at our New Power Fund

• We are in the sweet spot regarding age, experience, and enthusiasm for what we do
• Our firm has been in operation since 1994 and continue to add new talent to our professional team as needed.  Maintaining our long standing independence as a self-sufficient RIA serving only our clients’ interests remains a pillar of our culture.
• You will not get that “Dear John” letter from us.