Disclosures

Regarding All Season Financial Advisors:

All Season Financial Advisors is an SEC registered investment adviser located in Denver, Colorado. All Season Financial Advisors and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisors by those states in which All Season Financial Advisors maintains clients. All Season Financial Advisors may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. All Season Financial Advisors’ web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of the All Season Financial Advisors’ web site should not be construed by any consumer and/or prospective client as All Season Financial Advisors’ solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by All Season Financial Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of All Season Financial Advisors, please contact the SEC or the state securities law administrators for those states in which All Season Financial Advisors maintains a notice filing. A copy of All Season Financial Advisors’ current written disclosure statement discussing All Season Financial Advisors’ business operations, services, and fees is available from All Season Financial Advisors upon request.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy or product made reference to directly or indirectly in this web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Third party performance results for investment indices and/or categories may not reflect the deduction of transaction and/or custodial charges, nor the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State the firm is registered in or where otherwise legally permitted. All written content is for informational purposes only. It is not intended to provide  any tax or legal advice or provide the basis for any financial decisions. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photographs.

Proxy Voting

All Season Financial Advisors, Inc (ASFA) does not vote client proxies. Therefore, although Advisor may provide investment advisory services relative to client investment assets, Advisor’s clients maintain exclusive responsibility for: (1) directing the manner in which proxies solicited by issuers of securities beneficially owned by the client shall be voted, and (2) making all elections relative to any mergers, acquisitions, tender offers, bankruptcy proceedings or other type events pertaining to the client’s investment assets. Advisor and/or the client shall correspondingly instruct each custodian of the assets to forward to the client copies of all proxies and shareholder communications relating to the client’s investment assets. Any questions regarding Advisor’s proxy voting policy shall be directed to Samuel Jones, President of All Season Financial Advisors, at (303) 837-1187.

IPO Policy

On occasion, All Season Financial Advisors, Inc. (“ASFA “), through its clearing/custodial firm relationships, may have limited access to IPO shares. Except with respect to the limited exception noted below, ASFA generally does not purchase and/or recommend for purchase IPOs for its individual client accounts. The limited exception to the above policy is: (1) for initial public offerings of large recognized company securities (i.e. UPS, Google, etc.), and only to the extent that: (a) ASFA first determines such IPO is suitable for its clients; and, (b) the IPO is available through its existing clearing/custodial firm relationships; or (2) for those individual clients of ASFA who, on a completely unsolicited basis, contact ASFA to request that ASFA purchase a specific IPO for his/her/their/its account, to the extent same has been made available to ASFA . In the event of any such unsolicited request(s), ASFA , after first determining that the client is qualified for such specific IPO (i.e., suitable for the client relative to the client’s investment objectives, financial situation, and current asset allocation), may (to the extent possible under the circumstances) purchase such IPO on a pro-rata basis with other unsolicited client requests. To the extent applicable under the circumstances, ASFA will use reasonable efforts to allocate available IPO shares on a fair and equitable basis in accordance with the terms and conditions of the aforementioned policy.

Privacy Statement

All Season Financial Advisors, Inc. (referred to as “All Season”) maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, All Season attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.

It is the policy of All Season to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/non-affiliated entities who need to know that information in order to provide products or services to the client. All Season may disclose the client’s information if All Season is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with All Season, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by All Season in order to facilitate the commencement/continuation/termination of a business relationship between the client and a non-affiliated third party service provider (i.e., broker-dealer, investment adviser, account custodian insurance company, etc.), including information contained in any document completed and/or executed by the client for All Season (i.e., advisory agreement, client information form, etc..), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider. If you prefer that we not disclose nonpublic personal information about you to non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to non-affiliated third parties, you may contact us at (303) 837-1187 to make this request.

All Season permits only authorized employees and affiliates who have signed a copy of All Season’s Privacy Policy to have access to client information. Employees violating All Season’s Privacy Policy will be subject to All Season’s disciplinary process. Additionally, whenever All Season hires other organizations to provide services to All Season’s clients, All Season will require them to sign confidentiality agreements and/or the Privacy Policy.

Should you have any questions regarding the above, please contact Samuel F Jones, Chief Compliance Officer.

Form CRS ADV Part III Updated June 2020

Item 1 – Introduction

 

All Seasons Financial Advisors, Inc. (“we”, “us” or “our”) is registered with the U.S. Securities Exchange Commission (“SEC”) as an investment adviser. Investment advisory services and compensation structures differ from that of a registered broker-dealer, and it is important that you understand the differences.

Free and simple tools are available to research firms and financial professionals at www.Investor.gov/CRS. The site also provides educational materials about broker-dealers, investment advisers and investing.

Item 2 – Relationships and Services

 

What investment services and advice can you provide for me?

We provide discretionary investment management and financial planning services to individuals, trusts and estates (our “retail investors”).

When a retail investor engages us to provide discretionary investment management services, we shall monitor, on a continuous basis, the investments in the accounts over which we have authority as part of our investment management service. Furthermore, we shall have the authority, without prior consultation with you (unless you impose restrictions on our discretionary authority), to buy, sell, trade and allocate the investments within your account(s) consistent with your investment objectives. Our authority over your account(s) shall continue until our engagement is terminated.

Financial planning services are typically included as part of our investment management engagement. When we provide financial planning services, we rely upon the information provided by the client for our financial analysis and do not verify any such information while providing this service.

We do not limit the scope of our investment adviser services to proprietary products or a limited group or type of investment.

Additional Information: For more detailed information about our Advisory Business and the Types of Clients we generally service, please See Items 4 and 7, respectively in our ADV Part 2A.

Conversation Starters:

• Given my financial situation, should I choose an investment advisory service? Why or why not?
• How will you choose investments to recommend to me?
• What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean? 

Item 3 – Fees, Costs, Conflicts, and Standard of Conduct

 

What Fees will I pay?

We provide our investment advisory services on a fee-only basis. When engaged to provide investment management services, we shall charge a fee calculated as a percentage of your assets under our management (our “AUM Fee”). Our annual AUM Fee ranges from 0.75% up to 2.00%.

We typically deduct our AUM Fee from one or more of your accounts, in advance, on a quarterly basis. Because our AUM Fee is calculated as a percentage of your assets under management, we naturally have an incentive to see your assets increase over time. This can happen several ways including additions to your accounts, reducing withdrawals against your assets, generating returns and/ or avoiding market losses. Our incentives tend to be aligned with the objectives of our clients. However, the more assets you have in your advisory account, the more you will pay us for our investment management services. Therefore, we have an incentive to encourage you to increase the assets maintained in accounts we manage.

Other Fees and Costs: Your investment assets will be held with a qualified custodian. Some custodians charge brokerage commissions and/or transaction fees for effecting certain securities transactions. In addition, select securities (mutual funds, closed end funds, ETF, etc) have internal expenses.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce the value of your assets over time. Please make sure you understand what fees and costs you are paying.

Additional Information: For more detailed information about our fees and costs related to our management of your account, please See Item 5 in our ADV Part 2A.

Conversation Starter:

• Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when acting as my investment adviser?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. As an example, we may recommend a particular custodian to custody your assets, and we may receive support services and research, certain of which assist us to better monitor and service your account while a portion may be for the benefit of our firm. 

Conversation Starter:

• How might your conflicts of interest affect me, and how will you address them?

Additional Information: For more detailed information about our conflicts of interest, please review our ADV Part 2A.

How do your financial professionals make money?

Our financial professionals are generally compensated on a salary basis. You should discuss your financial professional’s compensation directly with your financial professional.

Item 4 – Disciplinary History

 

Do you or your financial professionals have legal or disciplinary history?

No.

We encourage you to visit www.Investor.gov/CRS to research our firm and our financial professionals. Furthermore, we encourage you to ask your financial professional: As a financial professional, do you have any disciplinary history? If so, for what type of conduct?

Item 5 – Additional Information

 

Additional information about our firm is available on the SEC’s website at www.adviserinfo.sec.gov. You may contact our Chief Compliance Officer at any time to request a current copy of your ADV Part 2A or our relationship summary. Our Chief Compliance Officer may be reached by phone: (303) 837-1187.

Conversation Starter:

• Who is my primary contact person?
• Is he or she a representative of an investment adviser or broker-dealer?
• Who can I talk to if I have concerns about how this person is treating me?